Your Trusted Medicare & Life Insurance Partner in Northeast Ohio

Serving Mahoning County, Trumbull County, and surrounding communities with personalized insurance solutions

Licensed & Certified
No-Cost Consultation
Local Expert

Agent Photo

About Your Agent

Hi, I'm James Kellar

With over 15 years of experience helping Northeast Ohio residents navigate Medicare and Life Insurance, I'm committed to finding the right coverage for your unique needs.

As a licensed insurance agent specializing in Medicare Advantage, Medicare Supplement, and Life Insurance products, I understand that choosing the right plan can be overwhelming. That's why I offer personalized, one-on-one consultations to help you make informed decisions about your healthcare and financial security.

I proudly serve families and individuals throughout Mahoning County, Trumbull County, Columbiana County, and the greater Northeast Ohio region. Whether you're approaching 65 and preparing for Medicare enrollment, or looking to review your current coverage, I'm here to help.

Credentials & Certifications

  • ✓ Ohio Licensed Insurance Agent
  • ✓ Medicare Supplement Certified
  • ✓ Medicare Advantage Specialist
  • ✓ Life & Health Insurance Licensed

Insurance Solutions I Offer

Comprehensive coverage options tailored to your needs

Medicare Advantage Plans

Comprehensive Medicare coverage through private insurance companies, often including prescription drug coverage, dental, and vision benefits.

  • HMO Plans
  • PPO Plans
  • Special Needs Plans

Medicare Supplement (Medigap)

Fill the gaps in Original Medicare with supplemental insurance that helps cover copayments, coinsurance, and deductibles.

  • Plan G
  • Plan N
  • High Deductible Plans

Prescription Drug Plans (Part D)

Standalone prescription drug coverage to help reduce your medication costs and protect against unexpected pharmacy expenses.

  • Formulary Analysis
  • Pharmacy Network Review
  • Cost Comparison

Life Insurance

Protect your loved ones' financial future with term life, whole life, or final expense insurance tailored to your budget and needs.

  • Term Life Insurance
  • Whole Life Insurance
  • Final Expense Coverage

Proudly Serving Northeast Ohio

Local expertise for communities throughout the region

Mahoning County

  • Youngstown
  • Boardman
  • Austintown
  • Canfield
  • Poland

Trumbull County

  • Warren
  • Niles
  • Howland
  • Cortland
  • Girard

Columbiana County

  • Salem
  • East Liverpool
  • East Palestine
  • Lisbon
  • Wellsville

Additional Areas

  • Portage County
  • Stark County
  • Ashtabula County
  • Geauga County
  • & Surrounding Areas

Frequently Asked Questions

When should I enroll in Medicare?

Your Initial Enrollment Period begins 3 months before you turn 65 and lasts through 3 months after your birthday month. Missing this window can result in penalties, so it's important to plan ahead.

What's the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage (Part C) replaces Original Medicare with an all-in-one plan. Medicare Supplement (Medigap) works alongside Original Medicare to help cover out-of-pocket costs. I'll help you determine which is best for your situation.

Is there a cost for your services?

No! My consultations are completely free. I'm compensated by the insurance carriers, so there's no cost to you for my expertise and guidance.

Can I switch plans if I'm not happy?

Yes! During the Annual Enrollment Period (October 15 - December 7) and Medicare Advantage Open Enrollment (January 1 - March 31), you can make changes to your coverage. Some Special Enrollment Periods may also apply.

Get Started Today

Ready to find the right Medicare or Life Insurance plan? Let's talk!

Call or Text

(330) 515-0536

Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm

Email

james@corewealth.com

I typically respond within 24 hours

Service Area

Serving Mahoning, Trumbull, Columbiana & surrounding counties

Schedule Your Free Consultation

No obligation. No pressure. Just honest guidance to help you make the best decision for your healthcare and financial future.

Request a Free Quote

By requesting a quote, you agree to be contacted about Medicare and Life Insurance products. Your information is never shared with third parties.